There is risk in any industry, but more so for contractors than others. A single accident could lead to a settlement or damages your business may not be able to afford. To protect your business, it is imperative that you have adequate general liability insurance to meet your level of exposure. Additionally, you must have general liability coverage to be eligible to perform work for certain clients. For most businesses, general liability insurance is bundled with other coverage in a business owner’s policy (BOP). However, as a contractor, you may not need or want all the coverage typically included in a BOP. If that is the case, you may be eligible for a contractor’s general liability insurance without a BOP at a better rate. Contractors can benefit from general liability insurance in several ways: Several factors affect the rates contractors pay for general liability insurance, including the size of the policy, the state in which the business is located, and the company’s track record with regard to accidents, claims, and lawsuits. Contact Hank Ellis Insurance Agency in Buckhannon, West Virginia, for professional assistance from a local agent to help you discover the best general liability coverage at the most affordable rates.How General Liability Insurance Protects Contractors
Cost of Contractor’s General Liability Insurance
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