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West Virginia Independent Insurance Agency

Auto / Car Insurance, Home Insurance, and Business/Commercial Insurance for Buckhannon and All of West Virginia

Located in Buckhannon, West Virginia, the Hank Ellis Insurance Agency was founded in 2006 and is owned and operated by Franklin (Hank) J. Ellis and his wife Traci L. Ellis.

Our insurance agency offers a full line of property/casualty insurance products, including auto/car insurance, homeowners insurance, commercial/business insurance, life insurance plans, classic auto insurance, flood insurance, bike and boat insurance, workers compensation coverage, professional liability coverage, as well as individual and group health coverage, bonds, annuities, and IRAs.

Specializing In Erie Insurance

Erie Insurance has been helping customers since 1925 with their auto, home, business, and life insurance needs.
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West Virginia Insurance Quotes

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Auto Insurance

Utilizing high deductibles on the physical damage coverages can help reduce premiums.
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Home Insurance

If you have tangible assets, you need the protection of a homeowners insurance policy.
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Business Insurance

As a business owner, you have enough on your mind without having to worry about your insurance needs.
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Recent News & Updates

Understanding Life Insurance Riders

Posted: May 7, 2026

Life insurance riders are optional features that can change how a policy works. Instead of buying a completely separate policy for every concern, a rider lets you add certain protections to the life insurance coverage you already have. That can make a policy more useful in real-life situations beyond the basic death benefit. Riders are not one-size-fits-all. Some are meant to help if the insured...

Who Needs Professional Liability Insurance the Most?

Posted: May 4, 2026

Professional liability insurance is designed for businesses that give advice, provide services, create plans, or make recommendations that clients rely on. When a client says a mistake, missed detail, or failure to deliver caused financial harm, this is the type of coverage that may step in. It is often called errors and omissions insurance, and it fills a gap that many service businesses do not...

Does Your Roof Affect Homeowners’ Insurance Rates?

Posted: May 2, 2026

Part of providing for your family is literally “putting a roof over their heads.” Your home’s roof protects your family and property from damage. The roof’s condition can affect your insurance, including premium rates and whether a carrier will insure your home. Insurers consider your roof’s age, condition, material, and local weather when deciding coverage. How Roof Age Can Affect Rates The age of a...

Group Benefits That Support A Millennial Workforce

Posted: April 28, 2026

As the largest generation in the current professional landscape, millennials bring a unique set of priorities to the modern office environment. This demographic values flexibility, affordability, and comprehensive long-term planning assistance when evaluating a potential employer or deciding to stay with their current firm.  To attract and retain this talented group of individuals, businesses must offer insurance products that align with their specific lifestyle needs...

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