Voluntary Benefits 101: Adding Value to Your Group Benefits Package
Posted: September 28, 2026
What Are Voluntary Benefits? Voluntary benefits are additional coverage options that employees can choose to purchase, often at a discounted group rate, alongside their core benefits like health insurance. Unlike core benefits, which employers often subsidize, voluntary benefits are typically paid for by the employee through payroll deduction, though some employers choose to cover part or all of the cost as an added perk. Because...
Do You Need Life Insurance If You Don't Have Kids? Here's What to Consider
Posted: September 22, 2026
A Common Misconception About Life Insurance Many people assume life insurance is only necessary once you have children or a spouse who depends on your income. While protecting a growing family is one common reason people purchase coverage, it isn't the only one, and plenty of people without children still have good reasons to consider a policy. Understanding these reasons can help you make a...
Insurance Considerations for Independent Contractors and Freelancers
Posted: September 19, 2026
Working for Yourself Comes With Its Own Insurance Needs More people than ever are working as independent contractors, consultants, or freelancers, whether as a primary career or a side business. While this type of work often offers flexibility, it also means you're generally responsible for your own insurance protection, since you likely won't have coverage through an employer. Taking time to understand your options early...
Renters Insurance 101: What First-Time Renters Should Know Before Signing a Lease
Posted: September 16, 2026
September Is a Popular Month for New Leases Many apartment leases and off-campus housing arrangements begin in September, as students head to college and young professionals relocate for new jobs. If you're moving into your first apartment this fall, renters insurance is worth understanding before you sign a lease, even though it's easy to overlook amid the excitement of a new place. What Renters Insurance...
Preparing for Open Enrollment: A Checklist for Employers
Posted: September 13, 2026
Open Enrollment Season Starts With Early Planning For many employers, open enrollment falls in the last few months of the year, which makes early fall an important time to start preparing. Getting an early start can help avoid a last-minute scramble and give employees more time to make informed decisions about their benefits, rather than feeling rushed into choices that affect their coverage for an...